Group health insurance plans generally offer extensive coverage for various medical expenses. This includes hospitalisation, surgeries, medications and even post-hospitalisation expenses for certain days. Some plans may also offer coverage for outpatient treatments.
Group health insurance has no pre-existing condition exclusions. Unlike individual health plans that may impose waiting periods or exclusions for pre-existing conditions up to a certain number of years, group policies usually cover all employees regardless of their health history. With this, employees with pre-existing health ailments can have hassle-free access to the healthcare they need.
Many companies offer group health insurance as part of their employee benefits package. They bear the premium for this policy. This not only reduces the financial burden on employees but also demonstrates the employer's commitment to their well-being.
Employers buy group health insurance plans depending on the number of employees. We offer a simple, affordable, and customised group health insurance plan for your employees